t about EV auto insurance?

As the government’s 2030 deadline approaches for outlawing the sale of new internal combustion engine (ICE) vehicles approaches, interest in electric vehicles (EVs) is only increasing. In reality, according to the Society of Motor Manufacturers and Traders, 16.5% of all automobile registrations in the UK in 2023 were electric or hybrid vehicles.

For the first time, this overtook the quantity of diesel vehicle registrations to take the second spot in popularity, behind gasoline.

Since EV cars are frequently newer and their parts are less readily available, drivers of EV vehicles should generally anticipate paying higher premiums for auto insurance. However, because they may lessen the likelihood of accidents brought on by human error, autonomous or driverless cars may eventually command a cheaper premium. Human error is thought to be at fault for 90% of traffic accidents, according to insurance company Allianz.

Insurance companies may offer EV-specific coverage, such as coverage against theft or damage to the car’s battery or charger, to drivers of internal combustion engines (ICEs).

Overall operating expenses for electric vehicles can be lower, even with the possible high cost of insurance. According to research, an electric car’s average yearly operating cost is £1,742 (or £33.50 per week), according to energy company Octopus.

Compared to a comparable petrol vehicle, which has annual operating costs of £2,205 (£42.40 per week), this is 21% less. Therefore, an electric car can save a driver an average of £463 in running costs over the course of a year.

To locate a good offer at a reasonable price, drivers of both internal combustion engines and electric vehicles can use an online comparison tool to obtain estimates.

UK Auto Insurance Data for 2024

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