Travel Insurance For Cruises: Our Selection of the Best

Travel Insurance For Cruises: Our Selection of the Best

Coverage may also comprise:

Travel delay: providing a reimbursement for inconvenience up to a predetermined amount in the event that a scheduled departure or return trip is postponed for a predetermined amount of time (usually 12 hours) following check-in.
Missed departure: paying for extra lodging and transportation in the event that an emergency prevents a journey from being completed on time.

Passport loss: providing funds to replace a passport and travel documents in the event that they are misplaced or stolen
Money that is claimed as personal cash in the event that it is lost or stolen
Covering an accident that causes a person’s bodily injury or death
Hospital benefit: paying for needs like food while a patient is in the hospital
Insurance for lost or stolen gadgets, such as a laptop or smartphone.

Which kind of cruise insurance is offered?

Families, groups, individuals, and couples can all get cruise insurance. Remember that if you are traveling in a group, the premium amount will vary depending on the age and health of each member of the party.

This means that purchasing individual plans may be more economical for those who pose a higher risk—such as elderly vacationers and those with pre-existing medical conditions.

Typically, there is an option between annual multi-trip cruise insurance and single-trip insurance.

What is the cost of a cruise cover?

Age is the main element that determines the rate you pay for cruise travel insurance, but there are other considerations as well. Furthermore, the places you visit on the cruise, how long you stay, and the season you go can all significantly affect the cost of insurance.

Choosing a single-trip policy will save more money than choosing multi-trip insurance. However, if you want to take multiple cruises in a year, a multi-trip coverage would probably be more cost-effective.

The following tables provide an estimate of insurance costs for a worldwide single-trip policy based on various age groups:

Age Best cost Average cost
10 Under 16s can be covered as additional travellers
20 £73.13 £92.32
30 £69.29 £88.19
40 £68.27 £86.95
50 £76.52 £96.88
60 £95.48 £119.67
70 £126.47 £156.94
80 £509.39 £570.79
Average of five cheapest quotes for a 28-day cruise. Traveler with no pre-existing medical conditions.
April 2024

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