We compared quotations for a couple (ages 47 and 46) taking a 28-day cruise to the Caribbean via Portugal using our travel insurance journey. Antigua, Barbados, Grenada, Guadeloupe, Saint Lucia, and Saint Kitts and Nevis are a few other places to visit.
We looked at an April cruise for the purposes of our search (prices will vary greatly based on the time of year you travel).
We evaluated the lowest bids that included at least £2 million in medical coverage, £2,000 for trip cancellation, and £1,500 for misplaced or stolen luggage and personal items in order to choose our best insurers. Next, we took into account the subsequent standards:
Cost: the policy’s outlay in comparison to its offer
Excess: the starting price for a successful claim
Coverage for cabin confinement: in the event that a disease keeps you confined to your cabin
Missed port cover occurs when a location is cut from the cruise schedule.
Unused excursion coverage: in the event that you are unable to attend scheduled trips
Extra coverage for property and baggage, including lost or stolen goods
.
Cruise insurance: what is it?
A particular kind of travel insurance coverage called cruise insurance is intended to protect policyholders against all the dangers and activities involved in taking a cruise.
In the event that the policyholder becomes ill while traveling, misplaces their luggage, or is unable to go, the coverage serves as a financial safety net.
Travel to any location in the world is covered by cruise insurance, with the exception of places that the Foreign and Commonwealth Development Office (FCDO) has recommended against visiting. Make sure to visit the FCDO website prior to your trip.
Nowadays, a lot of cruise lines have relaxed their requirements for COVID vaccinations and testing, but it’s still a good idea to check ahead of time depending on your specific situation.
